You can check different first time home buyer grants in your state by going to the HUD website. You can also check your local county website for more information on first-time home buyer programs and down payment assistance programs. Some states and counties offer various forms of homebuyer assistance programs that offer grants for down payments and closing costs for borrowers. Programs for Public Housing Residence For residence in a public housing situation may qualify to buy the home they’re renting with HUD’s public housing program. Public Housing Authorities (PHA) are able to sell their public housing home/apartment/condo to organization residences.