ITIN MORTGAGES

IDENTIFICATION NUMBER OF INDIVIDUAL TAXPAYER.

WE CAN HELP YOU PREPARE FOR SPECIAL MOMENTS OF LIFE.

This mortgage offers a wide variety of financing options,  competitive rates and quick approvals. We are award-winning, community focused lenders with proven success. We believe in building strong and healthy communities, and that starts with lenders who are committed to high performance. ITIN Mortgage Program details includes: residences occupied by the owners,  purchase or refinancing  with 30 year fixed rate.

If you have no credit score you will need to show three lines of alternative credit, which could be:

  • 12 (twelve) months of gym membership

  • 12 (twelve) months of car insurance payment

  • 12 (twelve) months of cellphone bills

  • 12 (twelve) months utility payments (water bill, electricity bill, cable, internet,etc..)

  • 12 (twelve) months rent payments.

 

Specify that you have always  been on time, no late payments within 12 (twelve) months.

In order to apply for a loan with ITIN number  (With Credit or No Credit Score) the future buyer will need to present the following documentation:

 

  1. Valid passport (no matricula).

  2. ITIN letter (verify that the name and date of birth is correct).

  3. 2 (two) last years of tax returns (complete) along with their w-2.

  4. 4 (four) last pay stubs.

  5. 2 (two) last bank statements, you can also include a  401k retirement plan.

  6. Representation Agreement.

  7. Prequalification information sheet by the bank, we will provide that.