Native American Direct Loan

  • The Native American Direct Loan (NADL) is a type of Veteran home loan program for Native American Veterans. NADL allow for qualifying Native Americans to purchase eligible property on recognized trust land. Who’s Eligible Must have a valid Certificate of Eligibility from the Veteran’s Administration Property must reside on a Federally recognized trust or Alaska Native corporations NADL is for owner occupants only, no investment properties Credit score of 640+ is required Borrowers with steady income VA provides direct home loans to eligible Native American Veterans to finance the purchase, construction, or improvement of homes on Federal Trust Land, or to refinance a prior NADL to reduce the interest rate.